StormGain vs YouHodler: Which Crypto Lending Platform Wins?

When you’re looking to earn interest on your crypto or trade with leverage, StormGain, a crypto trading and lending platform with built-in wallet and mining features. Also known as StormGain Wallet, it lets you earn up to 12% APY on Bitcoin and other coins while trading with up to 1000x leverage. YouHodler, a multi-asset crypto lending platform offering interest, loans, and turbocharged trading. Also known as YouHodler MultiHodl, it lets you earn up to 15% APY and use your crypto as collateral to borrow fiat or stablecoins without selling. Both platforms target the same crowd: crypto holders who want to make their coins work harder. But they don’t do it the same way.

StormGain leans into simplicity. It’s got a clean interface, a built-in wallet, and even a free Bitcoin mining app that lets you earn small amounts just by keeping the app open. If you’re new to crypto and want to start earning interest without jumping through hoops, StormGain makes it easy. YouHodler, on the other hand, feels more like a full financial hub. It offers MultiHodl—where you can stack multiple positions across different assets to boost returns—and Turbo Loans, which give you instant fiat loans against your crypto with no credit check. If you’re already trading or need quick access to cash, YouHodler gives you more tools.

Neither platform is perfect. StormGain’s customer support can be slow, and its higher leverage options come with serious risk. YouHodler has had past security incidents, and its interest rates fluctuate more than StormGain’s. But here’s the real difference: StormGain is for people who want to earn passively and dabble in trading. YouHodler is for people who treat crypto like a bank account—and want to move money around fast. If you’re holding Bitcoin and just want to collect interest, StormGain’s flat 8-12% might be enough. If you’re actively trading, borrowing, or trying to hedge your portfolio, YouHodler’s features give you more control.

Below, you’ll find real user experiences, fee breakdowns, and platform comparisons that cut through the marketing. No fluff. Just what works, what doesn’t, and who should stick with which one in 2025.